Despite social media speculation, there is no official one-time $770 increase scheduled. While OAS payments are adjusted every quarter to reflect inflation through the Consumer Price Index (CPI), these increases are typically modest and routine—not sudden spikes.
Here’s what Canadian seniors should realistically expect this July, based on verified government sources.
Confirmed OAS Rates for July 2025
According to the Government of Canada, the Old Age Security pension amounts for July 2025 are as follows:
| Age Group | Monthly OAS Amount (July 2025) |
|---|---|
| 65 to 74 years old | $727.67 |
| 75 years and older | $800.44 |
These amounts may receive a minor CPI-linked adjustment in July. However, the rumored $770 increase is false and misleading.
What Is the Old Age Security (OAS) Program?
The Old Age Security pension is a monthly benefit funded by general tax revenues and administered by the federal government. Unlike the Canada Pension Plan (CPP), OAS is not tied to employment history or past contributions.
Instead, it’s based on age, residency, and legal status, making it an essential safety net for many older Canadians.
Eligibility Requirements for OAS in 2025
To qualify for OAS payments, applicants must meet the following conditions:
- Be 65 years or older
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after turning 18
To receive the full OAS benefit, you must have lived in Canada for at least 40 years after turning 18. However, even those with less than 40 years of residency may still qualify for partial payments based on their time in Canada.
Confirmed OAS Payment Date for July 2025
OAS benefits are issued on the third-last business day of each month. For July 2025, the confirmed OAS payment date is:
✔ July 29, 2025
Seniors can receive their payments via direct deposit or through a mailed cheque, depending on their selected payment method.
Complete OAS Payment Schedule for the Remainder of 2025
| Month | OAS Payment Date |
|---|---|
| August | August 27, 2025 |
| September | September 25, 2025 |
| October | October 29, 2025 |
| November | November 26, 2025 |
| December | December 22, 2025 |
These dates are important for seniors to keep in mind for monthly budgeting and financial planning.
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Is the $770 OAS Increase Real?
No. The claim of a one-time $770 boost in July 2025 is not supported by any official source. While OAS benefits do increase with inflation through CPI adjustments, these are usually small increments, not large one-time payments.
As of now, the maximum monthly OAS payment remains:
- $727.67 for seniors aged 65–74
- $800.44 for seniors aged 75 and over
Additional Support Available for Seniors
If you’re receiving OAS, you may also qualify for other government benefits, especially if your income is limited:
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- Guaranteed Income Supplement (GIS): Monthly payments for low-income OAS recipients
- Allowance: Support for spouses or common-law partners aged 60 to 64
- Allowance for the Survivor: Aid for widowed low-income seniors under age 65
- Provincial and Territorial Programs: These may include rent subsidies, public transit passes, and prescription drug coverage
These additional supports can make a significant difference for seniors struggling with daily living costs.
Is the OAS Pension Taxable?
Yes. OAS is considered taxable income, and you must report it on your annual tax return.
Seniors with higher incomes may be subject to an OAS Recovery Tax (clawback) if their net income exceeds $90,997 in 2025. In that case, part of your OAS payment may be withheld by the government.
How to Stay Updated and Avoid Misinformation
To stay informed about your OAS entitlements, rely only on official sources such as:
- Canada.ca – for benefit updates, payment schedules, and tax details
- Service Canada – for personal account access, direct deposit setup, and eligibility questions
Avoid viral posts and third-party claims that are not backed by official announcements or government policies.
Frequently Asked Questions (FAQs)
Q1. Is the $770 OAS increase in July 2025 real?
No. There is no confirmed one-time $770 increase. The payments follow standard CPI adjustments.
Q2. When will OAS payments be made in July 2025?
The official payment date is July 29, 2025.
Q3. Who qualifies for OAS in Canada?
Anyone aged 65 or older who has lived in Canada for at least 10 years after age 18, and meets citizenship/residency requirements.
Q4. Can I receive partial OAS payments?
Yes. If you’ve lived in Canada for less than 40 years after age 18, you may receive a partial pension.
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Q5. Are OAS payments taxable?
Yes. OAS is taxable income, and higher-income seniors may face a clawback.